14 best personal finance courses online to become financially literate
Do you feel intimidated by financial lingo? Does making financial decisions stress you out? If so, you are certainly not alone. Worldwide, 67% of adults lack foundational knowledge of financial concepts. The good news is, you can become financially literate and gain the skills and confidence to make informed financial decisions.
There are personal finance courses accessible online right now to prepare you with the knowledge of how money works. Keep reading for an overview of some options. In this post, we briefly explain some of the best personal finance courses online to help you decide the best next steps with your starting point and finance goals.
Personal Finance – Overview
Financial literacy refers to the knowledge of basic financial concepts and the ability to make grounded and informed financial decisions.
Financial wellness2 refers to being in control and secure with your finances. The stability of having sufficient funds to meet your needs can then inform the freedom towards a happier, less stressed and more productive life.
Personal finance involves managing your money; personally, professionally, or both. Sound personal finance rests upon familiarity with several essential finance concepts and applications, such as debt, savings, investment, stocks, interests and credit cards.
Understanding these basic concepts can benefit your life, both now and for years to come. The following list of some of the best personal finance courses offers an overview of what is available. Take a look and see what excites you.
Best Personal Finance Courses Online – Top 5
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1. Udemy – The Complete Personal Finance Course
During the “Complete Personal Finance Course” you’ll have access to three courses focused on personal finances. The first is focused on how to save money, the second is how to protect money and the final course is how to make more money.
With a mix of practical tips, including more than 100 ways to save money, and basics such as investing in stocks, bonds and more, you’ll get a well-rounded overview of how to handle your money. The 16 hours of coursework can be accessed by mobile phone or computer, so you can fit in the lessons according to your schedule.
This is one of the most popular and best personal finance courses available on Udemy. Ideal for those who wish to set ambitious goals and become financially literate.
2. Coursera – Finance for Non-Finance Professionals
Even without a finance background, the Coursera “Finance for Non-Finance Professionals” course will teach the basics of making sound professional financial decisions. Offered by Rice University, the course is around 13 hours across five weeks, and you’ll finish ready to put the learnings into action. Topics covered include compounding returns, capital budgeting, and how and when to invest, spend money and make tradeoffs.
The course boasts great reviews including praising the “conceptual elements of financial decision-making and capital budgeting” and that the program is suitable for those without a strong math foundation or those who have never taken a finance course before.
Coursera offers some of the best personal finance courses that can also be beneficial in your job as well, particularly if you have to manage budgets or projects
Provider: RICE. Coursera.
Instructor: James Weston | Complete in 14 hours.
Pricing: Free. Certificate available for a fee. | User Review: 4.8 ★★★★★
3. Coursera – Financial Markets
Another Coursera option is the course “Financial Markets.” This beginner course is offered by Yale University and has a 97% positive rating. The course will teach you how to understand today’s financial practices, methods and institutions while preparing for future prospects, such as managing risk.
The seven-week modules are self-paced and consist of readings, videos and quizzes. The goal is to explain financial markets so that financial leaders and learners can use industries to create a better society.
Financial markets have real-world implications and reviews claims the course opened their eyes to “how human behavior and its expression through policy and law can result in both financial progress and also crisis.”
Recommended reading: Here is a tutorial to learn how to be smart with money. We also suggest browsing our currated lists of best personal development courses or latest cryptocurrency courses to further develop essential skills and knowledge.
Understanding your finances gives you an advantage over others. The Skillshare course “The Fab Four of Personal Finance” helps you understand money and gain helpful skills that can be exercised.
The interactive course includes brief video instruction and allows students to upload class projects for feedback and engagement. There is also a class discussion board, so you can ask questions and share with peers.
Reviews for the course are largely very positive. People write that this personal finance course increased their confidence towards achieving financial freedom, and that several common financial themes were finally debunked.
5. CreativeLive – How to Make Money
Online learning provider CreativeLive offers the course “How to Make Money” where Ramit Sethi, author of the bestselling book “I Will Teach You To Be Rich” intends to do just that.
Across 40 courses, you’ll learn how to earn and negotiate a higher salary, manage your personal finances and generate a side hustle. Ramit has taught more than one million students, and you could be next.
The course has a 100% recommendation rate and participants claim it “changed [their] life” and that the course brings benefit “whether you don’t know a thing about money or even if you think you already know everything there is to know about the subject.” This is one of the best personal finance courses for those seeking a strong individual approach.
Instructor: Ramit Sethi
Level: All levels | Content: 17 hours | Classes: 40
Price: from $13/month ($149/year)| Rating: 100% ★★★★★
6. GoSkills – Finance for Non-Finance Professionals
For many professional roles, even those that aren’t specific to finance, having a strong foundational knowledge of finance is a major benefit. GoSkill’s 16 lesson course “Finance for Non-Finance Professionals” teaches how to make smarter decisions with money that benefit business to be more efficient, have better projects and improve financial performance.
You’ll learn how to interpret financial data reports, understand cost variance and cost behavior and learn how to decide when to depreciate or capitalize an asset.
The course is self-paced with no caps on the number of times you can take quizzes and exams. This means you can personalize your learning experience to align with your schedule. There are no prerequisites to enroll. You’ll receive a certificate upon completion.
Instructor: Ray Sheen. GoSkills | Certificate: Yes
Level: Beginner | Video Lectures: 16 | Study Time: 8 hours
User Review: 4.6 ★★★★☆
7. Alison – Financial Literacy
More than 98,000 students have enrolled in Alison’s free online “Financial Literacy” course.
The course includes the basics: how to open a bank account, savings and checking accounts and how to use a credit card. Building upon the basics, the course teaches how to better manage finances, including budgeting, how to save money, cope with debt, understand insurance and plan for retirement.
The ten hours of coursework include practical tips for amplifying your savings, avoiding debt, taking advantage of tax benefits and more successfully creating monthly and yearly budgets. One of the best personal finance courses that are available for free.
Publisher: Alison | Certification: Yes | Level: Beginner
Duration: 6-10 hours | Price: Free | User Rating: 4.1 ★★★★☆
8. edX – How to Save Money – Making Smart Financial Decisions
One common struggle with personal finances is the inability to grow savings. Luckily, there’s a course for that. Offered through edX, “How to Save Money” teaches the basics of personal finance. This includes choosing insurances, how to balance saving with spending, how to prioritize debt and how to invest for future wants and needs.
Instructed by a Professor from the University of California, Berkeley, the course covers four weeks, with a three-hour commitment each week. During this time, you’ll receive tips for saving money, practice setting financial goals, improve your credit score and, perhaps most importantly, learn how to spend money in a way that helps you lead a happier life.
Provider: University of California. Berkely. edX
Level: Introductory. | Instructors: Terrance Odean
Duration:: 4 weeks. 2-3 hours/week | Pricing: Free. Certificate $49
9. edX – Finance for Everyone – Smart Tools For Decision-Making
Money is something everyone uses. And finance tools, although they may feel intimidating, are relevant for everyone’s personal and professional lives.
“Finance for Everyone – Smart Tools” is an edX course that helps you make smarter monetary decisions every day. The financial world will be explained so you can learn how it relates to frequent situations in different aspects of life, using real world examples.
Decision-making around finance will become easier as the course teaches different frameworks and skills are taught. Although self-paced, the course is five or six hours weekly across a six-week timeframe.
While the course is introductory, it’s important to note that a foundation knowledge of accounting, mathematical concepts and algebra is beneficial. Overall, edX offers one of the best personal finance courses on a more academic level.
Provider: University of Michigan. edX
Level: Introductory. | Instructors: Gautam Kaul
Duration:: 6 weeks. 5-6 hours/week | Pricing: Free. Certificate $49
10. edX – Introduction to Investments
If you have an introductory knowledge of corporate finance and you’re looking to take your personal or professional financial literacy to the next level, the edX course “Introduction to Investments” may be a great option. If your goal is to be employed in the financial sector, you’ll gain applicable skills.
Equity markets structures will be explained, including global structures of financial markets, techniques for valuing equity securities and how to utilize financial analysis tools. With these learnings, and others, you’ll be ready to build valuation models for common stocks during the course.
This intermediate course spans five weeks at a three to five-hour weekly commitment and is among the best personal finance courses available for free to gain knowledge of investment essentials and strategies.
11. LinkedIn Learning – Managing Your Personal Finances
Do you know the golden rules of earning money? If not, “Managing Your Personal Finances” can help you learn the secrets to improving your relationships with money, starting with your attitude.
Offered through LinkedIn Learning and instructed by Jane Barrat of MX Technologies, Inc., the course covers earning, spending, saving and investing.
While covering the themes of personal finance, you’ll learn how to deal with taxes, how to make sense of your credit score, how to plan future income or invest money, how to create a balance between budgeting and spending and how to maximize potential for earning.
The time commitment is less than two hours, making it a great introduction or refresher that can be done in an afternoon.
Instructors: Jane Barratt | Level: Beginner | Items: 9 Lectures
Subscription: $29.99/month or $17.99/month annually
12. LinkedIn Learning – Finance Foundations
If you have just under three hours, you can learn “Finance Foundations” available on LinkedIn Learning.
Led by Brigham Young University professors, the course breaks finance down to the basics. By the end, you’ll be able to make better money decisions and gain several important skills. These include the ability to read a balance sheet and know the difference between an investment fund, an investment bank and a traditional bank.
The course offers a glimpse at the financial reports from huge companies and the data involved in personal decisions that affect your life.
If you’re looking for a snapshot of financial information, ranging from the everyday to business decisions, this might be one of the best personal finance courses on the platform for your purposes.
Instructors: Jim Stice, Kay Stice | Level: Beginner | Items: 55 Lectures
Subscription: $29.99/month or $17.99/month annually
13. Khan Academy – Personal Finance Courses
If you’d like to take a deeper dive into personal finance, consider this Khan Academy pathway, which consists of several smaller courses.
The courses cover: savings and budgeting, interest and debt, investment and retirement, income and benefits, housing, car expenses, taxes, paying for college and keeping your information safe.
You can go through the entire pathway or pick and choose individual courses that are most relevant. Do tax forms stress you out? Or unsure whether you should rent or purchase a home? These real-world financial issues are addressed.
Courses: 9 | Level: All | Price: Free
14. MoneyFit – Free Personal Finance Courses
MoneyFit Academy offers the following four free finance courses. One option is “Setting Financial Goals” which helps learners of all generations gain the skills and confidence to vision, create plans and reduce stress around money.
The “Credit Basics” course provides just that – the basics of credit, including how to distinguish a credit score from a credit report and how to build a great credit ranking.
“A Game of Financial Choice and Consequence” is one of the “My Life My Choices” courses. Through interactive learning, you’ll learn to create priorities with spending money and how this relates to your daily life. The course activity is a fun environment to engage with daily scenarios and learn through doing.
Do you want to live like a millionaire? MoneyFit has a course for that. The interactive course will offer an inside glimpse into the paths and lifestyles of millionaires, and just may change your opinion.
Courses: 4 | Level: All | Price: Free | Certificate: Yes
Choosing the Best Personal Finance Courses
Intrigued by the variety of best personal finance courses available? Choosing the right one might seem a bit overwhelming. Consider the following as a guide:
Define success – What are your motivations for taking a personal finance course? What is your starting point? Take some time to ask yourself these questions and consider how the answers may align with the courses available. And even if your questions don’t have a definite answer, that’s okay. Just getting started is the first step.
Scope – In addition to the courses outlined above, there are many others. Take the time to check out your options.
Consider logistics – How much time do you want to commit? Do you have money to spend? Is earning a certificate an important aspect of the course selection? There are options for everyone, so define your own parameters and find a course that aligns.
Don’t be intimidated – Finances can be intimidating. Enrolling in a course can be intimidating. By taking the first step to learn more, you’ll instantly gain confidence and start building a strong foundation.
Best Personal Finance Courses 2021 – Conclusion
Personal finance is just that: personal. Everyone’s relationship with money is different, but the basic concepts are shared. Empowering yourself with understanding finance can influence many aspects of life: professional, educational and even spiritual.
With so many personal finance courses online, there’s something for a variance of financial goals, needs and foundations.
Ultimately, your personal financial health is definitely a sound investment.
Best Personal Finance Courses 2021Coursera
- Finance for Non-Finance Professionals
- Financial Markets
- Managing Your Personal Finances
- Finance Foundations
- How to Save Money – Making Smart Financial Decisions
- Finance for Everyone – Smart Tools
- Introduction to Investments
- How to Make Money
- The Complete Personal Finance Course
- The Fab Four of Personal Finance
- Finance for Non-Finance Professionals
- Alison – Financial Literacy
- Khan Academy – Financial Literacy
- MoneyFit Personal Finance Courses online
What are the best personal finance courses online? Any favorites? Have we forgotten a must-have course on this list? Let us know in the comments below.